🌈"WHAT FINANCIAL WOES ARE YOU WORRYING ABOUT THIS MONTH?”🌈

1 OCTOBER 2024

HAPPY NEW MONTH

🚀 Ahoy! Digital Economy Creators 🌐

Welcome to our new subscribers. 🚀

Your DIGITAL SUCCESS STORY starts right HERE! 📜

GOING DIGITAL 📱, GOING GLOBAL! 🌐🚀

Here’s what we have in store today for you: 🌈"WHY ARE YOUR ONLINE INCOME TACTICS NOT WORKING?”🌈

Kindly make this Newsletter GO Viral by sharing the link below with all your contacts and networks.

 LINK: https://beintentionaltoday-newsletter.beehiiv.com/subscribe

NB: Please ensure you click on ALL the enlisted LINKS below to access valuable opportunities, resources and articles curated just for you.

1. TRENDING AI TOOLS

   BeeDone: A daily routine planner

   Hubmee: Personal digital manager

   Wispr Flow: Speak naturally, write perfectly & 3x faster in every app

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3. AI IN THE WORKPLACE: KEY INSIGHTS FROM INDUSTRY PROFESSIONALS

   In a recent article, Tesseract Academy explored the transformative role of AI in the modern workplace, drawing on insights from industry leaders. The piece highlights how AI is reshaping job functions, improving decision-making, and automating repetitive tasks across sectors. Professionals from various industries shared their perspectives on how AI is enhancing productivity, fostering innovation, and creating new career opportunities. The article also dives into the challenges, including the need for upskilling and ethical considerations in deploying AI systems.

   For more insights, read the full article here.

4. YOUR MOMENT TO TASTE SUCCESS IS HERE by ~ Mike Brennan

   We all crave that sweet taste of success.

   It’s that moment when everything clicks, and you realize just how much you’re capable of. It’s a powerful experience because it shows you a glimpse of what’s possible. But here’s the thing: that taste of success only comes when you’re willing to show up, time and again, even when it feels like you’re failing more often than you’re succeeding.

   Success doesn’t happen by itself. It’s built on a foundation of courage—the courage to create, to put your work out there, and to keep going even when it’s tough. It’s about being willing to fail, learn, and try again.

   Maybe you might feel stuck right now, wondering why success seems just out of reach. And while it’s easy to get frustrated, the truth is that sometimes, we’re not putting in the work required to taste that success. We’re waiting for it to come to us, but success is something we have to pursue after, day after day.

   I say this with love because I’ve lived it. I’ve been there, waiting for success to find me, only to realize that I had to go out and earn it. I had to "do the work." And the moment I did, everything began to change.

   You have this moment, right now, to step up and seize your opportunity.

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   Go create something.

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   The Customer Experience Africa Summit is hitting the road for a special edition in Johannesburg, featuring a series of exclusive, hyper-focused workshops tailored to provide maximum engagement and value. This intimate format allows you to connect directly with workshop leaders, engage in meaningful discussions, and gain practical, actionable insights.

    

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   Topics include

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6. REGISTER TODAY FOR A COPYWRITING TRAINING by AWAI

   I’ve put together a brand-new training on how to be a copywriter.

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   Everything you need to know about the opportunity, how AI is increasing demand, how much money you can make, getting clients… It’s all included.

   Go here to grab it.

   And then let me know what questions you have!

7. INSIGHTS by Smartr Daily

   A Solid Foundation is More Than Just Good Habits

   We need a lot more than just automatic behaviors to sustain a change. →

   Scott H Young

   Spend Your Money According To YOUR Plans

   How do you spend money in a way that doesn’t derail your long-term plans? It’s all about the mindset and environment. →

   Darius Foroux

   The 2 Sides of Confidence

   When I worked as a therapist helping people with anxiety, I quickly learned that all my anxious clients really had two goals—one obvious, one less obvious. →

   Nick Wignall

   The Science-Based Benefits of Writing

   Writing can make you happier, healthier, more resilient, more grateful, and a better communicator… Let's look at the science-based benefits of writing. →

   Ness Labs

8. MORE INSIGHTS

   Top 8 tactics shared by 107 SEOs.

   Meta Rolls out updated Ad options for the holidays.

   YouTube unveils 9 new features at Made On YouTube 2024.

   How to plan your Instagram Feed & optimize your grid.

   Google is using AI to make fake podcasts from your notes.

9. REGISTER FOR A WEBINAR: How to Cost and Price a Tender"

   We are excited to invite you to our free online training on "How to Cost and Price a Tender" – a crucial skill that can give your business a competitive edge!

   For those who have already registered, get ready for an insightful session where you'll gain the tools to submit accurate and winning tender bids.

   Date: Wednesday; 02 October 2024

   Time: 09:00 - 13:00

   Online: Microsoft Teams

   Click below to register

   Register

10. ARTICLES by African Business

    

    Give youth a seat at the table to save SDGs

    It is not generally recognised that young Africans are active agents of change and already making significant contributions to their societies. They are now demanding a seat at the table where decisions are made. >> Read more

    Building Africa’s digital future

    The recently adopted AfCFTA Digital Trade Protocol marks a critical moment in Africa’s digital transformation journey, says AfCTA general-secretary Wamkele Mene and Amandeep Singh Gill, United Nations Secretary General’s Envoy for Technology. >> Read more

🌈"WHAT FINANCIAL WOES ARE YOU WORRYING ABOUT THIS MONTH?”🌈

Hey there!

Have you felt a little off financially lately but are unsure why?

It's okay, sometimes we don’t realize the subtle ways our finances can slip through the cracks until they become bigger issues.

Whether it’s dwindling savings, surprise bills or simply not having enough income to cover your needs, these worries can start to pile up without us even noticing.

Today, let's talk about the hidden financial struggles that might be affecting you and how you can start fixing them before they grow out of control.

Identifying the Unseen Problems

Often, we go through the month paying for things without giving it a second thought.

Those small expenses, subscriptions or unplanned purchases add up and before we know it, we’re feeling that familiar financial pressure.

Sometimes, the problem isn't always the big bills—it's the accumulation of small, unnoticed costs that drain your finances slowly.

The key is to recognize these silent financial stressors and learn how to deal with them effectively.

8 Hidden Financial Challenges You May Not Be Aware Of

1. Subscription Services You Forgot About

Streaming services, gym memberships and software tools may seem cheap when billed monthly.

But how many of these are you still actively using?

Subscriptions have a sneaky way of hanging around even when you no longer need them.

Review your bank or credit card statements and cancel anything you haven’t used in the past month.

2. Impulse Buying

Those "quick purchases" during a sale or a social media ad might seem harmless, but they add up quickly.

Before you know it, you're spending more than you planned each month on items you didn’t need.

Implement a 24-hour rule—wait a full day before buying anything on impulse.

You’ll often find you don’t actually need it.

3. Unnecessary Food and Drink Costs

Whether it's takeout, coffee shops or quick snacks, eating out regularly can drain your wallet.

It’s easy to overlook how much you’re spending on convenience.

Set a weekly budget for food and eating out.

Try cooking in bulk to reduce food waste and save money over time.

4. Credit Card Interest

If you’re carrying balances on your credit cards, interest charges can quietly snowball, eating away at your hard-earned income each month.

Even small balances can accumulate interest quickly.

Prioritize paying off your credit card balances as fast as possible.

Set up an automatic transfer to ensure you’re consistently reducing debt.

5. Income Gaps

You might not even realize it, but if you’re relying on a single income source you’re at risk.

Whether it’s an unstable job market, changing personal circumstances or an unexpected expense, not having multiple streams of income can put you in a financially vulnerable position.

Diversify your income streams and start exploring online income opportunities that fit your skills, from freelancing to passive income options like e-commerce or digital products.

6. Missed Investment Opportunities

While saving is great, your money sitting in a basic savings account is missing out on potential growth.

With inflation rising, not investing could mean your savings are losing value over time.

Look into easy ways to start investing with minimal risk, such as micro-investing platforms like EasyEquities.

7. Unnecessary Bank Fees

Bank fees for account maintenance, ATM withdrawals or even overdrafts can eat away at your savings without you noticing.

Research fee-free banking options and switch to a bank or plan that aligns better with your financial habits.

8. Unclaimed Rewards or Discounts

Many people forget about cashback rewards, loyalty points or discounts they could be taking advantage of.

These benefits are like money left on the table!

Make a habit of checking your credit card rewards or loyalty accounts regularly and claim any available benefits before they expire.

Take Control of the Small Things

The best way to tackle financial worries is by first becoming aware of them.

Once you know where your money is silently disappearing, you can start taking small consistent actions to regain control.

 Stay Ahead by Adopting These Habits

• Monthly Financial Checkup—Set aside 30 minutes each month to review your bank statements and assess where your money is going.

  You’ll catch unnecessary spending and stay on top of your finances.

• Plan Ahead for Expenses—Create a list of predictable expenses like car service plan, insurance or yearly subscriptions and build them into your monthly budget.

• Start a Side Hustle—If you’re feeling the pressure from your primary income source, now is a great time to explore additional income streams that suit your lifestyle.

Turn Awareness Into Action

It's time to take back control of your finances—starting today!

Let’s fight back against hidden financial worries, together.

The earlier you become aware of these financial challenges, the quicker you can resolve them.

Today is the day to be intentional about your future.

The time is NOW! Stay PURPOSEFUL & Remain INTENTIONAL By Taking ACTION TODAY!

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Thank you for reading this Newsletter!

Until next time!